If you’re facing issues with a life insurance claim—whether it’s been denied, delayed, or you’re involved in a dispute over who the rightful beneficiary is—we may be able to help. Life insurance is supposed to provide peace of mind, but when the process breaks down, families can be left with unnecessary stress and financial hardship.

Our team handles life insurance claim disputes nationwide, with a strong focus in Florida, New York, and New Jersey. We also work with co-counsel across the U.S. to assist in cases involving both individual policies and employer-provided (ERISA) plans.

Common Life Insurance Claim Issues We Handle

There are many reasons an insurer may try to avoid paying a life insurance benefit. Common issues include:

• Claim denial due to alleged misrepresentation on the application (like health history or smoking status)

• Non-payment of premiums leading to an alleged lapse in coverage

• Beneficiary disputes, such as former spouse claims or multiple competing claimants

• Delayed payments that violate state law or policy terms

• Slayer Statute issues, where the named beneficiary is accused of causing the insured’s death

• Policy exclusions, such as suicide clauses or death during high-risk activities

• ERISA claims where employer-provided group policies fall under federal law

If any of these apply to your situation, you may still have options. Even denied claims may be appealed or overturned with legal support.

What You May Be Entitled To

If your claim is successful, you may recover:

• The full policy payout

• Interest for any unreasonable delay

• Legal fees or costs in some cases

• Potential bad faith damages if the insurer acted improperly

Each case is different, but an experienced life insurance lawyer can evaluate your situation and guide you toward the best possible resolution.

We Handle Appeals and Lawsuits

Many claimants give up after receiving a denial letter—but appealing the claim or filing a lawsuit may result in a reversal. Our lawyers can:

• Review denial letters and explain your rights

• Communicate directly with the insurer on your behalf

• Assist with claim appeals

• File lawsuits in state or federal court when needed

• Navigate ERISA-specific rules and timelines for employer plans

Why Choose Us?

Life insurance law is complex. Deadlines are often tight, and every word in the policy can affect your rights. We’ve handled hundreds of life insurance disputes involving multiple beneficiaries, policy exclusions, material misrepresentation, and delayed payments.

• No fees or costs unless we win

• Fast response to urgent issues

• Nationwide reach through co-counsel

• Free consultation to review your claim

Don’t Wait – Time Limits May Apply

Every state has deadlines for appealing denied claims or filing suit. In some ERISA cases, you may have as little as 60 days to act. Even if the claim is still under review, consulting an attorney now can help you protect your rights.

Contact Us for a Free Life Insurance Claim Review

If you’re struggling with a denied, delayed, or disputed life insurance claim, we’re here to help. Contact us for a free consultation to learn your options. You may still have a valid claim even if the insurance company says otherwise.

Fill out the form on this page or call 800-337-7755 to get started.

Life Insurance Lawsuit Investigation 

By submitting your information, you agree to be contacted for a free consultation by the Law Offices of Jason Turchin or one of our trusted co-counsel partners if your case qualifies. We work on contingency, meaning you don’t pay fees or costs unless we win.  

Disclaimer and Consent 

By submitting this form, you authorize the Law Offices of Jason Turchin and its agents, affiliates, and co-counsel partners to contact you via phone, SMS text, and/or email regarding your legal inquiry. Completing this form does not create an attorney-client relationship. Any information you provide will be kept confidential and used only for the purpose of a potential legal evaluation. Some claims may be referred to other attorneys or law firms with whom we have co-counsel agreements, especially for jurisdictions outside of Florida, New York, or New Jersey. These attorneys are licensed to practice in the appropriate state and may represent you with our support. You agree that we may co-counsel with them on your case. All information on this site is for general information purposes, and should not be relied upon in any way as legal guidance or advice.  

Attorney Advertising: This webpage is for advertising purposes and does not guarantee legal results. Past results do not imply future performance. Choosing a lawyer is an important decision and should not be based solely on advertisements.